Our Products
Mechanical Breakdown Insurance
Our MBI insurance covers both new and used vehicles, and provides peace of mind for those unexpected mechanical repairs.
Guaranteed Finance Protection
Settle outstanding car loan, protect your credit rating and get a new car faster if a car is damaged beyond repair.
Consumer Credit Indemnity
Protect assets and relax knowing that loan repayments can be repaid should the unexpected happen.
The Motorlife Advantage
Experience
With over 25 years of experience, Beneficial Insurance Limited, has been dedicated to protecting Kiwis with reliable insurance solutions.
100% Kiwi Owned and Managed
Enjoy peace of mind with a 100% locally owned and managed New Zealand insurance provider committed to delivering personalised service.
No 3rd Party Involvement
We underwrite all our policies directly, ensuring a seamless application and claims process with no involvement from third parties.
Fast Claims Processing
We process 98.5% of claims within 14 days and 99.7% within 21 days, ensuring fast and reliable claim settlements.
24/7 Roadside Assistance
Our Mechanical Breakdown Insurance offers comprehensive 24/7 nationwide roadside assistance across New Zealand.
24/7 Contact Centre
We recognize that problems may arise at any hour. That’s why our 24/7 contact centre is always available to support you.
What our clients say about us
- Awesome customer service and very quick. Thanks heaps for your help, prompt response and excellent customer service!!!Excellent and compassionate customer service every time. Thanks so much for your support Emely.Great friendly staff and reimbursed me for my warrant immediately. Thanks guys, you are awesome.
- Emely provided great service for me and family. Your advice and patience helped make the situation easier.I would like to thank the team. When I sent my information and proof of WOF I had my refund in my account 2 days later.Very easy to claim. Just a phone call and the same day, payment was made to my bank account.
- Highly recommend, very helpful and friendly staff, process to get my engine replaced was easy and efficient.Fast and effective staff communication. Claim was processed same day. No stress no mess!It’s reassuring to know my Mechanical Insurance has such an efficient team that gets things done when you need them!